A routine day can turn into a nightmare due to the fault of someone else. You are driving properly and carefully. Unfortunately, a driver around you is distracted or simply not paying attention. They crash into you and suddenly your world has changed. 911 is called. While you wait , the pain, if it wasn’t immediate, begins. You are transported to the local emergency room. X-rays are taken. If there are no fractures, dislocations or cuts, you are given pain medication and told to follow-up with your primary care physician. If you are able to sleep, you wake up the next day in pain that you have never felt. You can’t go to work. You can’t drive your children to school because you have no car and are in too much pain. You call your primary care doctor and are told to come in in a few days. While you wait, you get a call from insurance representative who want to take a recorded statement of what happened, how you are feeling and what your plans are in regard to medical treatment. You want to be helpful and explain, as best you can, despite you pain and worry.
I use my years of practice in New Hampshire to help my client determine what is fair compensation. I counsel my client regarding how insurance companies evaluate personal injury cases and what they consider when putting a dollar amount on someone’s pain and suffering. For example, does my client still suffer from pain on a regular basis? Is my client unable to do things he or she did prior to being injured? Is there any scarring or loss of function to one or more body parts? Only until my client is satisfied in knowing that the amount offered will fairly compensate them, do we agree to settle the case.